PEPCAST: All things MEP and PEP
PEPCAST is an audio series designed to get you plugged into everything you need to know about pooled retirement plan solutions. Hosted by Ascensus’ Aimee Furness, director of marketing strategy, and Dale Essenmacher, vice president and a pooled plan specialist with more than a decade of expertise in the MEP and PEP markets, PEPCAST dives deeper into timely topics for plan sponsors and their financial advisors.
An Introduction to Pooled Retirement Plan Solutions
- Reviews the origins of MEPs and PEPs
- Discusses why PEPs are becoming popular with employers
- Explains what to look for in a pooled plan provider
Are PEP Plan Designs Restrictive for Adopting Employers?
- Breaks down PEP misconceptions
- Describes what to look for when joining a PEP
- Shares feedback from employers who have joined PEPs through Ascensus or affiliates
Are PEPs too Cumbersome for Adopting Employers?
- Breaks down the myth that PEPs are an administrative burden to participating employers
- Describes how PEPs can simplify employers' plan duties
How Mid-Market Plans Can Save Money and Time on Their 401(k) Plan Audits
- Provides an overview of the plan audit processes
- Compares the audit process for large plan filers vs. pooled plan employers
- Describes the advantages of adopting a PEP for large plan filers
How MEPs and PEPs Can Be a Fit for Plans for All Sizes—Including Startups
- Clarifies pooled plans’ eligibility for the SECURE 2.0 startup tax credit
- Outlines the benefits of a fully bundled pooled solution
- Discusses how pooled plans help smaller businesses achieve economies of scale
What It Means to Be an ERISA Plan Fiduciary
- Provides an overview of a plan fiduciary’s roles and responsibilities
- Describes how adopting a pooled plan impacts these fiduciary responsibilities
Unlocking the Benefits of PEPs for Private Equity
- Summarizes the recent litigation in the retirement plan space
- Describes the specific benefits of pooled plans for private equity firms
- Provides examples of how PEPs have been successful in private equity scenarios
Looking for MEP and PEP resources for advisors?
Additional Resources
- How PEPs are expanding retirement plan access
Use this whitepaper to learn more about pooled plan offerings—including how SECURE 2.0 paved the way for PEPs, the key benefits of this type of plan, and the advantages they present for employers of all sizes. - Leveraging MEPs and PEPs to Close the Gap in U.S. Retirement Savings
Learn more about the various differences between multiple employer plans and pooled employer plans, and understand how both types of plans help solve common challenges faced by business owners offering a retirement plan. - PEP Benefits for Small Businesses
Pooled retirement plans are designed to reduce employers' administrative and fiduciary responsibilities, helping plan sponsors save both time and money. Learn more about the advantages of PEPs for small businesses. - Is a Pooled Employer Plan the Right Fit for Small Business Owners?
A PEP comes with its own set of benefits and requirements, and there are several factors that may help business owners determine if it's the right type of plan for them. Use this blog to help understand the basic goals and benefits of a PEP.
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Interested in pooled plan solutions?
Newport Group, Inc. ("NGI"), an Ascensus company, is a registered Pooled Plan Provider offering professionally-managed Pooled Employer Plans ("PEPs"). More information regarding Newport's registration and available plans can be found at www.efast.dol.gov by clicking Form PR Registration Search, entering "Newport" in the Legal Business Name field, and then clicking "search" at the bottom of the page.
NGI and its affiliates provide recordkeeping, plan administration, trust and custody, consulting, insurance, and brokerage services. Investment Advisory and fiduciary consulting services are offered through Newport Group Consulting, LLC, ("NGC") a registered investment adviser and wholly owned subsidiary of NGI. For more information about NGC and its services, please visit www.newportgroup.com or refer to NGC’s Form ADV Part 2, which is available by contacting us at 407-333-2905, or by visiting our website.
Ascensus, LLC provides administrative and recordkeeping services. It is not a broker-dealer or an investment advisor. Neither Ascensus, LLC nor NGI provide tax, legal, or accounting services.
PEPCAST: All things MEP and PEP
PEPCAST is an audio series designed to get you plugged into everything you need to know about pooled retirement plan solutions. Hosted by Ascensus’ Aimee Furness, director of marketing strategy, and Dale Essenmacher, vice president and a pooled plan specialist with more than a decade of expertise in the MEP and PEP markets, PEPCAST dives deeper into timely topics for plan sponsors and their financial advisors.
An Introduction to Pooled Retirement Plan Solutions
- Reviews the origins of MEPs and PEPs
- Discusses why PEPs are becoming popular with employers
- Explains what to look for in a pooled plan provider
Are PEP Plan Designs Restrictive for Adopting Employers?
- Breaks down PEP misconceptions
- Describes what to look for when joining a PEP
- Shares feedback from employers who have joined PEPs through Ascensus or affiliates
Are PEPs too Cumbersome for Adopting Employers?
- Breaks down the myth that PEPs are an administrative burden to participating employers
- Describes how PEPs can simplify employers' plan duties
Do PEPs Have Hidden Costs That Make Them More Expensive?
- Counters the misperception that PEPs cost more than standalone plans
- Describes why fee due diligence is important
- Covers benefits of participating in a much larger plan
How Mid-Market Plans Can Save Money and Time on Their 401(k) Plan Audits
- Provides an overview of the plan audit processes
- Compares the audit process for large plan filers vs. pooled plan employers
- Describes the advantages of adopting a PEP for large plan filers
How MEPs and PEPs Can Be a Fit for Plans for All Sizes—Including Startups
- Clarifies pooled plans’ eligibility for the SECURE 2.0 startup tax credit
- Outlines the benefits of a fully bundled pooled solution
- Discusses how pooled plans help smaller businesses achieve economies of scale
What It Means to Be an ERISA Plan Fiduciary
- Provides an overview of a plan fiduciary’s roles and responsibilities
- Describes how adopting a pooled plan impacts these fiduciary responsibilities
Unlocking the Benefits of PEPs for Private Equity
- Reviews the origins of MEPs and PEPs
- Discusses why PEPs are becoming popular with employers
- Explains what to look for in a pooled plan provider