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What's really holding people back from saving?

It's not a lack of intent. See what’s actually getting in the way—and how to take action.

View key findings
Individuals

Start saving for the life you want

Join your plan with confidence and start saving for retirement, education, or disability expenses. We make it easy to manage and access your savings when you need them.

  • Easy plan enrollment and account management

  • Personalized retirement savings forecasting

  • AI-powered financial wellness coaching

Savers & Employees
Employers

Everyone deserves a financially secure future. That’s why we’re helping millions of people save for a better future.

With Ascensus, you and your advisor have the freedom to design a plan that will work for your unique business and employees—both today and as the business evolves and grows. Whichever path you choose, our experts will be here to support you with industry expertise and exceptional service, every step of the way.

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Advisors

Clients are rethinking benefits. Advisors should be, too.

Grow your practice and ease clients’ administrative burden with scalable retirement plan solutions, streamlined participant experiences, and tools to help you deliver measurable value.

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TPAs

Helping grow your book of business

Strengthen your value to advisors with expert plan support, operational efficiency, and tools that help you scale your business and stand out in the retirement space.

We are dedicated to helping you establish and manage your clients' plans with unparalleled choices, industry-leading expertise, and exceptional service. You benefit from our commitment to understanding the challenges you face in today’s complex world.

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Institutions

Banks, Credit Unions, & Financial Institutions - We make it easy for you.

Enhance your offering with retirement plan services that simplify administration, education, and compliance, and strategic technology partnerships that enhance your operating model.

We deliver solutions that make a difference to your IRA and HSA programs—helping you maintain compliance and increase efficiency. Our traditional and technology-based solutions give you what you need to succeed.

Banks, Credit Unions, & Financial Institutions
State Governments

Saving plans for the people

Help residents save for life’s expenses with flexible, state-sponsored retirement and college savings programs designed to support long-term outcomes.

Our platform's open architecture allows the flexibility to partner with multiple leading investment managers. This allows us to recommend a range of options that can be tailored to the specific plan's objectives and channels.

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Featured Resources

529 to Roth IRA Rollover: How to Move Unused Education Funds into Retirement

Learn how new 2024 regulations let you roll over up to $35,000 in unused 529 plan funds into a beneficiary’s Roth IRA. Explore what this means for parents saving for college and young adults with leftover 529 savings, including rules, benefits, and tips to make the most of this opportunity.
529 tips and resources

Why Are So Many People Not Saving for Retirement—Even with Access to a Plan?

Many people are eligible for a retirement plan, but never start saving. Ascensus research sheds light on what holds people back and how to move toward financial security.
tips and resources

How to Save for Retirement When Cost of Living Is High

Learn how to save for retirement, even when living expenses rise. Discover smart strategies to stay consistent, maximize contributions, and future-proof your finances.
tips and resources

Smarter digital tools. Better savings outcomes.

The retirement savings journey simplified for savers.

Comprehensive dashboard
My Forecast
My employer plans
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Technology-enabled financial wellness
Activity and actions

Ascensus has helped us keep all aspects of our 401(K) plan in order. This has included a proactive approach to reaching to ensure that we understand the various features and opportunities Ascensus offers to improve our plan and lessen our workload.

Christopher S. Control Instruments Corporation

Experience the Ascensus difference

For more than 45 years, we’ve helped 16+ million savers and the advisors and institutions who serve them through our unique approach.1


Alignment with you

We sit on the same side of the table, focused on your success.

Intuitive experience

Enjoy a seamless savings experience for the full life-cycle of your journey

Technology-fueled service

We blend technology with human expertise so you feel confident and secure.