401(k)

Managing a retirement plan comes with complex decisions and numerous questions. By combining artificial intelligence with human expertise, see how Ascensus is simplifying processes, providing faster responses, and creating a more intuitive experience for you and your employees.

Dive into the future of retirement plan compliance. In this TechFWD segment, discover how Ascensus utilizes groundbreaking tools and forward-thinking technology to reshape the regulatory landscape, making it smarter, simpler, and more efficient for plan sponsors.

Along with advisors, third party administrators, and participants, plan sponsors are the users who ensure systems truly meet the evolving needs of all involved. When the voices of plan sponsors and employers lead the conversation, everyone benefits, from front-line administration to overall participant outcomes.

Many small business owners think about retirement plans the same way they think about taxes, something to deal with right before the deadline. It’s common to wait until tax season to consider SEP IRA benefits or SIMPLE IRA benefits, once the numbers are final and the pressure is on.

Under the Employee Retirement Income Security Act (ERISA), Section 404(c) offers retirement plan sponsors a crucial safe harbor—but only if they meet the necessary requirements. This protection shields fiduciaries from liability for investment outcomes as long as plan participants are given sufficient control and information over their investment choices. 

Learn about the many responsibilities of retirement plan fiduciaries and how fiduciary consultants can help companies manage their plans and remain compliant with legal requirements. 

The need to attract and retain top talent is a key consideration when companies establish employee benefits plans. Providing workers, including highly compensated employees, the opportunity to invest in company stock can be an enticing recruitment tool and can also establish both a sense of loyalty and commitment through stock ownership.