The Internal Revenue Service (IRS) has issued final regulations implementing catch-up contribution requirements introduced by the SECURE 2.0 Act of 2022 (SECURE 2.0). These final regulations follow the proposed regulations released in January 2025, as detailed in a previous Washington Pulse.

Congress passed the tax bill known as the One Big Beautiful Bill Act (OBBBA) on July 3, 2025. This article outlines certain retirement and financial provisions included in the OBBBA.

At Ascensus, we have always believed that saving is one of the most powerful tools individuals can use to build financial security. As one of the country’s leading administrators of tax-advantaged savings plans, we serve more than 16 million people who are saving for retirement, education, and disability-related expenses.

Running a small business often means juggling cash flow, timing, and unexpected expenses. You may need to access money for an emergency or a business opportunity and consider drawing from your retirement savings. Understanding how 401(k) plan loans work can help you borrow from your plan without triggering unnecessary taxes or penalties.

Organizations evolve, markets shift, and employee expectations continue to rise, yet compensation structures often stay the same. Regular reviews help ensure your salary architecture aligns with business goals, supports equitable pay practices, and keeps pace with today’s competitive talent landscape. Without these regular assessments, businesses risk misalignment caused by outdated data or unnoticed pay gaps, which can hinder growth and retention. Implementing a review of your salary structure construct allows you to address these risks proactively and maintain a fair, competitive pay strategy. 

As the financial landscape continues to evolve, the environment for bank mergers and acquisitions (M&A) is becoming more prevalent.

While bank consolidation offers many strategic benefits, it also brings new challenges, including the inheritance of the acquired bank’s bank-owned life insurance (BOLI) program. The long-dated nature of life insurance policies adds ownership complexity, especially when those with product and historical knowledge of the acquired BOLI program are no longer with the bank.

Dresher, PA—Ascensus, the leading independent technology and service platform powering savings plans across America, today announced outstanding service performance during the company’s 2025 end-of-year season for its Government Savings business.

Digital Innovation and Strategic M&A Drive Award Recognition

From Pandemic Shock to Strategic Stability: How Total Rewards Evolved from 2019–2025