News and Education

Nearly 83 million Americans lack workplace retirement savings coverage—including independent and gig workers and employees who lack coverage under an employer sponsored retirement plan—leaving half the U.S. workforce without a clear path to financial security.¹ Nearly 83 million Americans lack workplace retirement savings coverage Establishing national IRA standards with automatic enrollment features can meaningfully close this significant retirement coverage gap.

¹ Angela M. Antonelli. Who Lacks Access to Retirement Savings? A State-Level Analysis and an Examination of the Potential Benefits of State-Facilitated Retirement Savings Programs, Policy Report no. 25 01 (Washington, DC: Center for Retirement Initiatives, Georgetown University, March 2025), https://cri.georgetown.edu/wp-content/uploads/2025/03/Who-Lacks-Access-to-Retirement-Savings.pdf

The Internal Revenue Service (IRS) has issued final regulations implementing catch-up contribution requirements introduced by the SECURE 2.0 Act of 2022 (SECURE 2.0). These final regulations follow the proposed regulations released in January 2025, as detailed in a previous Washington Pulse.

Congress passed the tax bill known as the One Big Beautiful Bill Act (OBBBA) on July 3, 2025. This article outlines certain retirement and financial provisions included in the OBBBA.

As an employer, you play a direct role in your employees’ well-being. A workplace financial wellness program can help reduce employee financial stress, improve engagement, and support better decision-making—leading to higher productivity and stronger retirement outcomes. 

Managing a retirement plan comes with complex decisions and numerous questions. By combining artificial intelligence with human expertise, see how Ascensus is simplifying processes, providing faster responses, and creating a more intuitive experience for you and your employees.

Dive into the future of retirement plan compliance. In this TechFWD segment, discover how Ascensus utilizes groundbreaking tools and forward-thinking technology to reshape the regulatory landscape, making it smarter, simpler, and more efficient for plan sponsors.

New 401(k) and 403(b) PEPs Expand Retirement Access

Dresher, PA—Ascensus, the leading independent technology and service platform powering savings plans across America, has announced the launch of two new Pooled Employer Plans (PEPs) in collaboration with OneDigital, a national insurance brokerage and financial services firm.

“Top Provider” recognition underscores Ascensus’ excellence in driving plan success up to $200M

Surprisingly Awareness and Understanding, Not Affordability, Drives Inaction