2027 HSA Limits Released

The Internal Revenue Service has issued Revenue Procedure 2026-24, providing inflation-adjusted amounts for Health Savings Accounts (HSAs) for calendar year 2027. Maximum annual HSA contributions will rise from $4,400 to $4,500 for those with self-only insurance coverage, and from $8,750 to $9,000 for those with family coverage.

Minimum deductible amounts for qualifying high deductible health plans will increase from $1,700 for self-only coverage to $1,750, and from $3,400 to $3,500 for a family plan. Maximum out-of-pocket amounts under self-only coverage will rise from $8,500 to $8,700, and from $17,000 to $17,400 for family coverage.