SIMPLE IRA Featuring Vanguard Investments
A SIMPLE (Savings Incentive Match Plan for Employees) IRA gives your business an easy way to provide a retirement plan. With payroll contributions, flexible employer funding options, and access to Vanguard mutual funds, it’s a straightforward way to help employees save for the future.
Why choose a SIMPLE IRA with Vanguard investments?
A SIMPLE IRA is designed for small businesses that want to offer a straightforward, easy-to-manage retirement plan.
Key advantages include:
Flexible employer contributions
Employee payroll deductions
Employee contributions up to IRS SIMPLE IRA contribution limits
Pre-tax and Roth (after-tax) contribution options
Access to Vanguard mutual funds
Designed specifically for small businesses
Straightforward to maintain year after year
Benefits for employers
Offering a retirement plan can be a meaningful way to support employees while also providing tax advantages for your business.
A SIMPLE IRA allows employers to:
Offer employees a workplace retirement benefit
Choose how they contribute to employee accounts each year
Deduct employer contributions as a business expense
Offer a plan that is easy to maintain
Download the SIMPLE IRA with Vanguard investments overview to learn more about its features and benefits.
Which businesses are eligible?
This plan is commonly used by small businesses and self-employed individuals. A SIMPLE IRA may be a fit for employers that:
Have 100 or fewer employees
Do not sponsor another retirement plan
Want to offer employees a retirement savings option through payroll contributions
Vanguard mutual fund options
With the Ascensus SIMPLE IRA featuring Vanguard investments, you can choose from a variety of Vanguard mutual funds.
Pricing
Transparent pricing with no surprises.
SIMPLE IRA
$0 annual fee
Employee fees
Quarterly recordkeeping fee $20 per participant
Annual custodial and trading fee 0.03%
Fees are shown in annual terms but are deducted quarterly, assed on the first $100,000 of assets. Pricing subject to change.
Pricing is subject to change. Excludes investment expenses.
How to set up a SIMPLE IRA featuring Vanguard Investments
Getting started is easy with our online plan setup experience. We’ll guide you through the next steps to set up your SIMPLE IRA.
Still exploring your options?
Compare plans to find the right fit for your business. Share a few details and our team will help you explore your options and next steps.