Individual 401(k) Featuring Vanguard Investments
An Individual 401(k) is a retirement plan for owner‑only businesses that offers higher savings potential, access to low-cost Vanguard mutual funds, and simple plan management.
Eligibility requirements
The Ascensus Individual 401(k) featuring Vanguard investments is available for:
Self-employed individuals
Sole proprietors and business owners
with no employees other than a spouse
Partnerships with only owner partners
C corporations, S corporations, and limited liability companies (LLCs)
with no employees
Contribution limits and highlights
It’s an owner-only retirement plan that gives you the savings power of a 401(k), without making things complicated. This plan allows both pre-tax and Roth (after-tax) contributions.
Highlights include:
Higher savings limits by contributing as both employee and employer
Tax-advantaged savings that may help lower your tax bill
Access to low-cost Vanguard investment options
Vanguard mutual fund options
With the Ascensus Individual(k) featuring Vanguard investments, you can choose from a variety of Vanguard mutual funds.
Essentials Individual(k) pricing
Straightforward pricing with no surprises. You'll always know exactly what you're paying and why.
*Fees are shown in annual terms but are deducted quarterly, assed on the first $100,000 of assets. Pricing subject to change.
Employer fees
$0 annual fee
Quarterly recordkeeping fee | $20/participant
Annual Custodial and Trading fee* | 0.03%
How to set up an Individual(k) featuring Vanguard Investments
Getting started is easy with our online plan setup experience. We’ll guide you through the next steps to set up your Individual(k).
Find the right small business retirement plan
An Ascensus retirement specialist can answer your questions and walk you through plan features, pricing, and next steps.
Complete the form, and our team will reach out within one business day. Need immediate assistance? Contact us directly.
Call our retirement specialists at 833-893-3233
Other plans featuring Vanguard investments
SIMPLE IRA
SEP IRA
Essentials 401(k)
Before adopting any plan, you should carefully consider all of the benefits, risks, and costs associated with a plan. Information regarding retirement plans is general and is not intended as legal or tax advice. Retirement plans are complex, and the federal and state laws or regulations on which they are based vary for each type of plan and are subject to change. In addition, some products, investment vehicles, and services may not be available or appropriate in all workplace retirement plans. Plan sponsors and plan administrators should seek the advice of legal counsel or a tax professional to address their specific situations.