Profit Sharing and Employer Matching: Explore Your Contribution Options
Matching contributions vs profit sharing: Compare two common 401(k) employer contribution options and learn when each approach may make the most sense.
Effects of contribution choices: Explore how different contribution methods can influence participation, perceived fairness, and overall plan costs.
Eligibility and plan design considerations: Learn how eligibility rules work, what your plan document controls, and why these details matter when designing or updating a 401(k) plan.
Choosing how to contribute to your 401(k) plan is one of the most important decisions you’ll make as a plan sponsor. Putting money into employee retirement accounts has multiple benefits—potentially helping you attract and retain top talent, boost 401(k) participation rates, and reduce taxes. But the way you do this has an impact on both your employees and your taxes.
Download this PDF resource to explore 401(k) employer contribution options and understand which approach best supports your business goals, workforce needs, and budget.