Resources

Discover how early contributions unlock maximum SEP IRA benefits and SIMPLE IRA advantages. Learn strategies for small business growth and effective cash flow planning.

Offering a retirement benefit is a great way to both support and grow your small business—helping your company stand apart from other options. Learn more about the advantages of a 401(k) plan for your small business.

Offering a retirement plan can help you attract talent, reduce taxes, and boost employee retention. Learn how it supports business growth and long-term success.

For many people, reaching a financially secure retirement may seem more like an unrealistic daydream than a future reality. Too few people are adequately saving for their retirement, too many are relying on Social Security to fund their golden years, and too often, employees don't have a savings plan available through their employer to help.

Small business owners who decide to set up a retirement plan to benefit themselves and their employees may consider a Simplified Employee Pension (SEP) IRA. Not only is it a low-cost option for the employer, but it doesn’t require the same IRS reporting and plan testing involved in running conventional retirement plans.

There are many benefits that come along with self-employment and running your own business ; you make your own work schedule, you’re passionate about what you do, and you’re in full control—just to name a few. One benefit that may be few and far in between in self-employment, however, is benefits.

As year-end approaches, many business owners begin scrambling to find ways to maximize potential tax benefits for the year. Perhaps your financial advisor suggested saving any expensive company purchases for the end of the year in a last-ditch effort to lower your profit margins and drop your business into a lower tax bracket.

Small business owners make hundreds of decisions a day ranging from big to small—and many decisions have some sort of effect on their company's bottom line and overall livelihood. When it comes to the benefits package offered by the company, small business owners may also make decisions that impact the livelihood of their employees as well.

Think your business is too small for a 401(k)? Learn how even the smallest teams can offer retirement plans that attract talent, reduce taxes, and support growth.