Resources

Small business owners looking to implement a retirement plan for their small business commonly decide a SIMPLE IRA is a good savings vehicle for them to start out with; it’s a low-cost option that is pretty easy to run and offers employees a place to save for retirement. However, as the business grows and business owners start to experience limitations in the plan, many outgrow their SIMPLE IRA and begin to think about upgrading to a 401(k) plan.

A 3(16) fiduciary can be hired by an employer to help smoothly run the administrative responsibilities involved in a 401(k) plan. Learn more about the benefits of adding a 3(16) fiduciary to your small business 401(k).

Discover how Ascensus uses AI-powered technology to simplify retirement plan management for employers. Learn about real-time support, personalized service, and continuous innovation to enhance the experience.

See how Ascensus is revolutionizing retirement plan compliance with innovative tools and technology in this TechFWD segment. Learn about our 2026 roadmap featuring AI-powered dashboards, automation, and solutions that simplify compliance for plan sponsors.

Explore the benefits and tax advantages of offering a 401(k) plan for your small business. Discover the differences between various 401(k) plan types and learn how to start a plan that aligns with your company’s needs and goals.

Small businesses may choose to implement a 401(k) profit sharing retirement benefit, allowing them to make discretionary contributions to employees and potentially lower taxes. Learn more about the benefits of 401(k) profit sharing for small employers.

Offering a retirement plan can help you attract talent, reduce taxes, and boost employee retention. Learn how it supports business growth and long-term success.

A financial advisor can provide valuable guidance to small business owners who are considering starting a 401(k) plan for their company, but is it necessary to have one? Learn more.

Integrating a 401(k) plan with payroll processing offers an easy way to streamline benefits processes—helping employers save time and money, and reducing the risk of errors. Learn more about the benefits of 401(k) payroll integration.