PARTNER OFFERINGS
Ascensus Essentials 401(k) with Raymond James
The Ascensus Essentials 401(k) managed by Raymond James Direct 3(38) is built for small businesses. Working with your Raymond James advisor, you get a plan that’s easy to set up, affordable to manage, and supported with help for plan administration and investment decisions.
Ascensus Essentials 401(k) with Raymond James plan features
From setup to ongoing management, these features help make running a 401(k) easier.
Low-cost, with no asset or employee minimums
Full‑service administration and compliance testing
Professional investment oversight by Raymond James
Fast, online plan setup and ongoing plan health reporting
Automatic enrollment and increases
Easy payroll integration
Financial Wellness program
Download the Plan Sponsor overview to learn more about its features and benefits.
Ascensus Essentials 401(k) with Raymond James plan pricing
Transparent pricing, no minimums, and a turnkey design backed by reliable support.
*Fees are shown in annual terms but are deducted monthly. As of 07/14/2026 - Pricing subject to change.
Employer base fee
$125/month
One-time costs
+ $390 one-time implementation fee
Employee Fees
Monthly Recordkeeping | $8.50/per participant
Annual Custodial and Trading* | .07%
Annual Intermediary Service Fee (Includes 3(38) Fiduciary Fee) | Set by fee-based advisor
Explore additional small business solutions:
Ascensus Essentials 401(k)
Individual(k) plan options
SEP and SIMPLE IRA plans
*Fees are shown in annual terms but are deducted monthly. The monthly custodial and trading fee is roughly 0.00583%.
** The intermediary service fee will be converted to a monthly charge by dividing the annual fee by 12.
As of 07/01/2023
Pricing subject to change