Open a Self-Directed IRA and Invest Your Way

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Open the door to investment freedom with a self-directed IRA.

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More Possibilities with Alternative Assets

While many custodians restrict conventional IRAs to stock market investments like stocks, bonds, and mutual funds, a qualified account from Provident Trust Group can hold a wide range of assets—known as “alternative assets”—as long as they’re permitted by the IRS.

Common investments

Real estate
LLCs
Precious metals
Promissory notes
Partnerships

Other examples of investments

Livestock
Marinas
Natural Gas
Oil & Mineral
Private Equity

Structured settlements
Start-ups
Timber Rights
Vineyards
And more

Invest differently. Invest with Provident.

A Provident account can hold almost any type of asset, with the freedom to direct the investments.

Investment control

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Portfolio diversification

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Tax advantages

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Investment control The account owner makes all investment decisions so they can invest in assets that align with their interests and experience.

Portfolio diversification Clients have the option to explore a broader range of assets beyond the stock market, offering potential exposure to different market dynamics.

Tax advantages Earnings within the account aren’t taxed until withdrawal, which may occur when clients are in a lower tax bracket.

To invest in a self-directed retirement account, the IRS requires a custodian, or a passive entity, to execute the account owner's directions and administer account investments. That's where we come in. However, it's important to understand the custodian's role.

What a custodian does

Establishes your account and ensures data is secure
Coordinates and executes account actions, based on the account owner's explicit instruction
Performs tax reporting, recordkeeping, and other administrative duties
Provides tools and technology to review account information

What a custodian does not do

Provide investment, tax or legal advice or recommendations
Determine the suitability of investments
Monitor investment performance

Why Provident Trust Group?

Fees

Flat annual fee regardless of total asset value under custody

View fee schedule

Technology & security

Manage and monitor accounts with ease using our state-of-the-art online portal

Investment options

Diversify your portfolio and invest in what you know with the broad range of alternative assets we custody.

Expertise

Self-direct with confidence knowing you’re supported by over a decade of industry experience.

Customer service

Dedicated account manager and VIP Customer Service Team

A custodian who cares

We go above and beyond the industry standards so that you can invest with ease and confidence.

As an Ascensus company, we leverage the expertise, training, and resources of the largest independent recordkeeping services partner and third-party administrator in the United States.* Our mission is to empower clients to self-direct their retirement. We support their journey with robust IRA custodial services tailored to diverse investment needs.

Serving 27,000+ clients

Over $12 billion in assets under custody

78% of eligible employees have IRA Professional Designations

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Have questions? We're here to help.

Want to see what Provident Trust Group can do for you? Fill out the form and a member of our team will get in touch.

*Cerulli Associates. The Cerulli Report: U.S. Retirement Markets 2023. March 2023.

You are responsible for performing due diligence and ongoing monitoring of your investment. Every investment has unique risks and any decision to invest should only be made after you conduct a thorough review of the investment and any parties related to the investment. Provident Trust Group is a passive, directed custodian and as such does not provide any type of investment advice or due diligence. Provident Trust Group recommends you consult with competent legal and/or tax advisors to discuss all investment decisions.

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Ascensus, LLC provides administrative and recordkeeping services. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Ascensus® and the Ascensus logo are trademarks of Ascensus, LLC. "People Matter. Quality First. Integrity Always.®" is a registered trademark used under license by Ascensus, LLC.