Representatives Jimmy Patronis (R-FL) and Gus Bilirakis (R-FL) have introduced H.R. 7393, the Save for Success Act, to allow distributions from qualified tuition programs to be used for qualified housing expenses for first-time homebuyers.

Representative Delia Ramirez (D-IL) and several co-sponsors have introduced H.R. 7556, the Pensions for All Act. According to a press release, the bill would require corporations to do one of the following.

• Provide a traditional pension plan for their workers that is at least equivalent to the plan provided to new members of Congress under the Federal Employees Retirement System (FERS), or
• Pay into the federal retirement system at a level that ensures all of their workers receive the same amount of retirement benefits as members of Congress 

The legislation would also offer reduced contribution requirements for self-employed workers and small businesses. Senator Bernie Sanders (I-VT) introduced the bill in the Senate last year. 

Representative Kat Cammack (R-FL) and Jim Moylan (R-GU) have introduced H.R. 7422, the Next-Generation Equity Savings Tool Act (NEST Act).

Expanding access to retirement savings is essential for millions of workers, and Representative Richard Neal’s (D-MA) Automatic IRA Act delivers a clear path forward. Ascensus supports this common‑sense step to close coverage gaps, strengthen long‑term retirement readiness, and improve financial resilience for workers and their families.

The House of Representatives has passed the Incentivizing New Ventures and Economic Strength Through Capital Formation (INVEST) Act by a vote of 302 to 123.

Senator Robert Marshall (R-KS) has introduced the Lowering Healthcare Costs for Americans Act. According to a press release, included in the bill is a provision that beginning in 2027, would redirect premium tax credit funding into a new type of health savings account (HSA) called a healthcare affordability account. The program would have a 700% income cap and a five-year phase down. 

Senators Mike Crapo (R-ID) and Bill Cassidy (R-LA) have released the Health Care Freedom for Patients Act. According to a bill summary, the proposal would—among other things—direct the Department of Health and Human Services to deposit payments into Health Savings Accounts paired with bronze or catastrophic plans on the Exchange in 2026 and 2027.

Senator Rand Paul (R-KY) has introduced the Health Marketplace and Savings Accounts for All Act.

Senators John Barrasso (R-WY) and Michael Bennet (D-CO) have introduced the Retirement Rollover Flexibility Act.

Senators Cory Booker (D-NJ) and Todd Young (R-IN), along with Representatives Eugene Vindman (D-VA) and Glenn Thompson (R-PA) have introduced bi-cameral legislation, the Emergency Savings Enhancement Act.