A Better Way to Offer Retirement Benefits

Choosing a retirement plan doesn’t have to be complicated. Find options that fit your goals, your budget, and the way you run your business.

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Retirement plans designed to grow with you

Our plans have the built-in support a growing business needs.

Easy

A streamlined online setup experience helps you get your plan up and running quickly.

Trusted

Rely on proven administrative service and compliance support to lighten your workload.

Scalable

Start simple and scale over time, with plan features, investment lineups, and service levels that evolve with your business.

Built to meet you where you are

Whether you’re just starting out or adding something new, having choices matters. Compare plan features side by side to narrow your options and focus on what fits.

	SEP IRA	SIMPLE IRA	Individual(k)	Ascensus Essentials 401(k)	Ascensus 401(k)
Designed for	Small businesses (of any size) and self-employed owners	Small businesses (with less than 100 employees)	Owner-only businesses with no employees other than a spouse	Growing small businesses (with up to 75 employees)	Businesses of any size
Key benefits	Keep administration simple Choose how much to contribute each year	Easy to set up Simple to manage Allows employees to contribute	Maximize retirement savings Contribute as both employee and employer	Higher savings potential than most other plan types Built-in administrative support Set up a plan with or without an advisor	Higher savings potential than most other plan types Greater flexibility Dedicated service and support
Employer contributions	Employer-funded only	Required	Optional profit sharing	Optional matching or profit sharing	Optional matching or profit sharing
Plan Overview			Download plan details	Download plan details	Download plan details

Powering small business retirement savings

Named 2026 Retirement Leader of the Year^1,Ascensus helps small businesses offer cost-effective retirement plans that are easier to set up, simpler to manage, and built to grow alongside your business.

45+

years of experience

254,000+

retirement plans served²

16+ million

savers served²

¹Source: With Intelligence. With Intelligence Mutual Fund & ETF Awards. February 2026. https://awards.withintelligence.com/mutualfundandetfawards/en/page/2026-winners
²as of 03/31/2026

Ready to take the next step?

An Ascensus retirement specialist can answer your questions and walk you through plan features, pricing, and next steps.

Complete the form, and our team will reach out within one business day. Need immediate assistance? Contact us directly.

Call our retirement specialists at 833-893-3233.

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