A Better Way to Offer Retirement Benefits

Choosing a retirement plan doesn’t have to be complicated. Find options that fit your goals, your budget, and the way you run your business.

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Built to meet you where you are

Whether you’re just starting out or adding something new, having choices matters. Compare plan features side by side to narrow your options and focus on what fits.

SEP IRA

SIMPLE IRA

Individual(k)

Ascensus Essentials 401(k)

Ascensus 401(k)

SEP IRA A flexible, low maintenance option for self-employed and small teams.

SIMPLE IRA A straightforward way to offer retirement benefits for businesses with less than 100 employees.

Individual(k) A solo 401(k) plan designed for owner-only businesses looking to maximize retirement savings.

Ascensus Essentials 401(k) A simple, low‑cost 401(k) designed for small businesses, available with or without an advisor.

Ascensus 401(k) A 401(k) plan for growing businesses that want customizable options and dedicated support.

Not sure where to start?

See which retirement plans make the most sense for your business size, goals, and budget.

Find your fit

Powering small business retirement savings

Named 2026 Retirement Leader of the Year¹

Ascensus helps small businesses offer cost-effective retirement plans that are easier to set up, simpler to manage, and built to grow alongside your business.

45+

years of experience

254,100+

retirement plans served²

16 million

savers served²

¹Source: With Intelligence. With Intelligence Mutual Fund & ETF Awards. February 2026. https://awards.withintelligence.com/mutualfundandetfawards/en/page/2026-winners

²as of 12/31/2025

Let’s find the right fit

Tell us a bit about your business, and we’ll help you explore retirement plan options that fit your needs.

Prefer to talk it through? Call 833-893-3233 to connect with a specialist.

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