Making retirement decisions easy is critical to increasing plan participation and deferral rates. We understand that retirement plans have little value if people do not take advantage of them. That’s why we’ve created a range of resources to help make retirement decision-making easy, accessible, and understandable to all.


  • Multilingual employee benefit education meetings through Total Benefits Communications, an Ascensus company
  • English or Spanish versions of a personalized enrollment booklet emphasizing the importance of saving for retirement 
  • Investment advice offered through Morningstar Associates, LLC, a leading provider of investment advisory services
  • Post-enrollment communications to address specific participation issues 
  • Website with full-service capabilities making account maintenance and monitoring easy and accessible
  • Easy-to-understand quarterly statements
  • User-friendly participant IVR and participant service center staffed by professionals to quickly address participant needs


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